More tips and tricks to help inspire the writing muse:
There's an old phrase that goes "Location. Location. Location." The same goes for writing. Try coming up with a story based on where you live. Don't think your home town has any interesting highlights? Try again. Ask around. Go to the Chamber of Commerce online and see what parts of your town/city they emphasize. Or maybe it's an annual event they encourage people to come help celebrate. Check out what industries are nearby that your hero or heroine could work for. Look to see what's close to you, and set your story there.